Leeds Building Society Gibraltar
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  Gibraltar Mortgage Rates
Home > Gibraltar Investments

Gibraltar Investment Rates
and Details at a Glance

Gibraltar Mortgage Range
Rates effective from 26 August 2008
Interest rates are subject to variation.

Gibraltar accounts can be opened by UK passport holders who are resident in Gibraltar.


Important: changes to Cheque Receipts and Withdrawals Effective 30 September 2006

 


Gibraltar Escalator Tracker

Investment
Gross Rate p.a.§
/AER†%
Overall
AER†%
Withdrawal Terms
Payment of Interest
  
£5,000+

From account open date up to 30/11/2009 -
Bank of England Base Rate + 0.50%
(Currently 5.50)

From 01/12/09 up to 30/09/2010 -
Bank of England Base Rate + 1.75%
(Currently 6.75)
  
6.02
You can make one withdrawal of up to 25% of your initial capital investment without notice or loss of interest until 30 November 2009. Full instant penalty free access from 1 December 2009 until maturity (30 September 2010).
Annual: Interest is calculated daily and is paid annually on 30 November 2009 and on maturity (30 September 2010).
Investment
Gross Rate p.a.§
/AER†%
Overall
AER†%
Withdrawal Terms
Payment of Interest
  
£5,000+

From account open date up to 30/11/2009 -
Bank of England Base Rate + 0.25%
(Currently 5.25)

From 01/12/09 up to 30/09/2010 -
Bank of England Base Rate + 1.50%
(Currently 6.50)
  
5.93
One withdrawal of up to 25% of your initial capital investment is allowed without notice or loss of interest until 30 November 2009. Full instant penalty free access from 1 December 2009 until maturity (30 September 2010).
Monthly:
Interest paid last day of each month by direct bank transfer or to another account with the Society.
Notes: Minimum balance £5,000. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Gibraltar Fixed Rate Bond 6.20% (6.25% AER)
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£1,000+
 
6.20 / 6.25

Unlimited withdrawals can be made without notice or loss of interest. However, the minimum investment and operating balance of £1,000 must be maintained at all times or the account must be closed.

 

Annual:
Interest is paid on maturity (1 March 2009). Can be credited to account or paid to a bank account or other account with the Society.

 
Notes: Minimum balance £1,000. Maximum balance £100,000 per investor (£200,000 for joint accounts).


Gibraltar Fixed Rate Bond (Issue 5)
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£50,000+
£100+
Current
Previous
6.25
-
6.00
-
One withdrawal of up to 25% of your initial capital investment is allowed without notice or loss of interest until 30 September 2009.
Annual:
Interest credited on maturity (30 September 2009). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£50,000+
£100+
Gross§
AER†
6.00
6.17
5.75
5.90
Gross§
AER†
-
-
-
-
One withdrawal of up to 25% of your initial capital investment is allowed without notice or loss of interest until 30 September 2009.
Monthly:
Interest paid last day of each month by direct bank transfer or to another account with the Society.
Notes: Minimum balance £100. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Flexible Freedom
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£500+
Current
Previous
4.65
4.95
Immediate withdrawal.
No notice, no loss of interest.
Annual:
Interest credited to account 1 September. Interest can be paid to the account or transferred to a UK or Gibraltar bank / building society account or other account with the Society.
Investment.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£500+
Gross§
AER†
4.40
4.49
Gross§
AER†
4.70
4.80
Immediate withdrawal.
No notice, no loss of interest.
Monthly:
Interest paid on the last day of each month by direct bank transfer to a UK or Gibraltar bank / building society account or other account with the Society.
Notes: Minimum investment and operating balance £500. The maximum investment and operating balance is £1,000,000 (£2,000,000 for joint accounts). One direct pension credit must be paid into the account each month. The account is available to UK passport holders resident in Gibraltar aged
50 years and above.


Gibraltar Access Plus - Issue 7
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£1,000+
Current
Previous
4.50
-
One withdrawal during the term of the account without notice or loss of interest, subject to the minimum balance of £1,000 being maintained. If a second withdrawal is made the account will be closed. The account can be closed at any time without notice or loss of interest.
Interest is paid annually on 30 November (commencing 30 November 2008) and on maturity (30 November 2009). Interest can be credited to the account, paid to another account with the Society or by direct bank transfer to a UK or Gibraltar bank/building society account.
Notes: Minimum investment and operating balance is £1,000. The maximum investment and operating balance is £250,000 (£500,000 for joint accounts).

Gibraltar Dinosaver
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
£10+
Current
Previous
4.45
4.70
Withdrawals must be made by a parent/guardian. Unlimited withdrawals can be made as
long as the £10 minimum operating balance is maintained. Withdrawals must be by cheque.
Annual:
Interest is paid on 1 January. Interest is credited to the account.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Age Qualification: 0-11 years old inclusive to open an account. At 12 years old, your Gibraltar DinoSaver account will automatically change to the 12-17 year old account available at the time.

Gibraltar Vault
Investment

Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
£10+
Current
Previous
4.45
4.70
You can make one cheque withdrawal of up to £250 per week. If you need to withdraw more than £250 or make a further cheque withdrawal within 7 days, a parent or guardian must countersign for the withdrawal.
Annual:
Interest is paid on 1 January. Interest is credited to the account.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Age Qualification: 12-17 years old inclusive to open an account. On your 18th birthday, we will transfer your account, including interest, to the Gibraltar Tracker Gold account.


RegularSaver
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£20+ per month
Current
Previous
5.00
5.25
Includes a 3.00% bonus p.a. (fixed) (see notes)
One withdrawal is permitted each bonus period. If a second withdrawal is required you will not qualify for a bonus in respect of that period.
Annual:
Interest and Bonus paid on 1 March.
Notes: The minimum monthly payment is £20, the maximum monthly payment is £1,000.  3% Bonus paid annually if all monthly payments are made with no more than one withdrawal.

Full written details and quotations are available on request. The mortgage must be secured by a first charge on the property. Buildings insurance may be required. All loans are subject to a satisfactory appraisal of status, financial standing and valuation. Loans are only available to persons aged 18 years or over. In certain instances, a one off Higher Lending Charge may be payable. Insurance may be required. Any endowment premium will be paid directly to the life assurance company. Applications are subject to normal lending criteria. For loans in excess of 90% of the purchase price or valuation of the property (whichever is lower) a Higher Lending Charge becomes payable.

The Society is authorised under the Financial Services (Banking) Act (1992) Gibraltar.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.