Rock of Gibraltar

Gibraltar Services

Gibraltar Homeowner Loan

A further advance you can repay in a timescale to suit you.

  • The application process is quick and easy.
  • Payments can be spread over a longer term, so monthly payments can be low. 
Gibraltar Variable Rate (currently 6.19%) for the term of the loan. The overall cost for comparison is 6.7% APR

Rates correct as at 1 January 2012.

The loan you’re looking for at a rate you’ll like

The money you're looking for to do the things you want to do - because as a Leeds Building Society mortgage holder, you can use the equity in your home to apply for our quick and easy, low-rate HomeOwner Loan right now.

The interest rate is highly competitive, and we'll simply add the amount to your mortgage account, so there'll only be one regular monthly payment to make.

How much would you like to borrow?

Loan Amount Capital & Interest
Over 5yrs Over 25yrs
£1,000 £19.89 £6.64
£2,500 £49.71 £16.59
£5,000 £99.43 £33.19
£10,000 £198.85 £66.37
£15,000 £298.28 £99.56
Fees at a Glance
Arrangement Fee £210
Re-inspection Fee (Only required if the last valuation on the property is over 6 months old) £65

It’s easy to apply

Because we already know who you are, applying for a HomeOwner Loan couldn't be easier - subject to satisfactory appraisal of status, valuation and financial standing.

Just call (00350) 200 50602 or visit your local branch in Gibraltar to arrange an application or to get further details.

Call (00350) 200 50602 to apply today
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including staff training).

Leeds Building Society is authorised and regulated in the UK by the Financial Services Authority and our registration number is 164992.  You can check this on the FSA Register by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0044 207 741 4100.  The Society is authorised to conduct business in Gibraltar by the Financial Services Commission.

Mortgages for properties in Gibraltar are not regulated by the Financial Services Authority. Applicants must be aged 18 years and over. Mortgages are subject to eligibility, status and financial standing.

Other taxes or costs may exist that are not paid by Leeds Building Society.

© Leeds Building Society