Savings & Investments

Closed Account Interest Rates

Current variable rates correct as at 15 May 2012
Limited Issue rates effective from date shown by product name.
Interest rates are subject to variation.

For fixed rate products please refer to your original product information or alternatively contact our call centre on 08450 50 50 75.

Albion Investment
Investment	Gross Rate§ p.a. /AER†%
£100,000+ £50,000+ £25,000+ £10,000+ £2,500+	Current Previous 1.90 2.15 1.50 1.75 1.45 1.70 1.40 1.65 1.25 1.50

Bonus Flexisaver
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 0.05 0.05

Capital Instant ~
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £150,000+ £100,000+ £50,000+ £25,000+ £2,500+ £1+	Current Previous 1.30 1.40 0.90 1.00 0.50 0.60 0.40 0.50 0.20 0.30 0.15 0.25

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £150,000+ £100,000+ £50,000+ £25,000+ £2,500+ £1+	Current Previous 1.15 1.15 0.75 0.75 0.35 0.35 0.25 0.25 0.10 0.10 0.05 0.05	Current Previous 1.16 1.16 0.75 0.75 0.35 0.35 0.25 0.25 0.10 0.10 0.05 0.05

Caringsaver (Issue 1)
Investment	Gross Rate§ p.a. /AER†%
£10,000+ £5,000+ £1,000+ £500+ £100+	Current Previous 1.50 1.50 1.00 1.00 0.55 0.55 0.30 0.30 0.10 0.10

Child Trust Fund Bonus Saver (1st Issue)
Investment	Tax free**/AER†%
£250+	Current Previous 1.90 2.15

Flexisaver
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 0.05 0.05

Flexibond Shares
Investment	Gross Rate§ p.a. /AER†%
Annual Interest	Current Previous 2.72 2.72

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest	Current Previous 2.72 2.72	Current Previous 2.75 2.75

Friendly Society Deposit
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 0.05 0.05

Gold Access
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £150,000+ £100,000+ £25,000+ £10,000+ £1+	Current Previous 1.25 1.25 0.85 0.85 0.30 0.30 0.05 0.05 0.05 0.05

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £150,000+ £100,000+ £25,000+ £10,000+ £1+	Current Previous 1.15 1.15 0.65 0.65 0.20 0.20 0.05 0.05 0.05 0.05	Current Previous 1.16 1.16 0.65 0.65 0.20 0.20 0.05 0.05 0.05 0.05

Homeowners Shares (2nd Issue)
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 3.38 3.38

Instant Gold/Loyalty Instant Gold (Matured TESSA money only)
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 0.25 0.50

Limited Company Deposit
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 0.05 0.05

Maturity Access Account (Issue 1)
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £100+ £1+	Current Previous 1.25 1.50 0.05 0.05

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £100+ £1+	Current Previous 1.00 1.25 0.05 0.05	Current Previous 1.00 1.26 0.05 0.05

Maturity Access Account (Issue 2)
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £50,000+ £100+	Current Previous 2.00 2.00 1.50 1.50

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £50,000+ £100+	Current Previous 1.75 1.76 1.25 1.25	Current Previous 1.76 1.76 1.26 1.26

Member Loyalty Saver
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 1.50 1.75

Member Loyalty Saver (Issue 2)
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 1.50 1.75

Member Loyalty Saver (Issue 3)
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 1.50 1.75

Online Access Account (Issue 1) (Rate below includes a Bonus of 0.60% (fixed) available until 31st May 2012)
Investment	Gross Rate§ p.a.	AER†%
£100+	Current Previous 2.65 2.75	Current 2.11

Online Access Account (Issue 2) (Rate below includes a Bonus of 0.50% (fixed) available until 31st March 2013)
Investment	Gross Rate§ p.a.	AER†%
£100+	Current Previous 2.55 3.05	Current 2.51

Online Access Account (Issue 3)
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 2.05 -

Online Access Account (Issue 4) (Rate below includes a Bonus of 1.00% (fixed) available until 30th June 2012)
Investment	Gross Rate§ p.a.	AER†%
£100+	Current Previous 3.05 -	Current 2.23

Online Access Account (Issue 5) (Rate below includes a Bonus of 2.55% (fixed) available until 31st August 2012)
Investment	Gross Rate§ p.a.	AER†%
£100+	Current Previous 3.05 -	Current 1.35

Online Access Account (Issue 6) (Rate below includes a Bonus of 2.55% (fixed) available until 31st October 2012)
Investment	Gross Rate§ p.a.	AER†%
£100+	Current Previous 3.05 -	Current 1.78

Online Freedom 50 (Tracks Bank of England Base Rate + 0.35%)
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 0.85 0.85

Online Saver (Issue 1)
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 1.75 2.00

Online Saver (Issue 2)
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 1.75 2.00

Portfolio Gold
Investment	Gross Rate§ p.a. /AER†%
£100+	Current Previous 0.10 0.10

Postal Bonus Saver (Rate below includes a bonus of 1.00% (fixed) available until 31st October 2012)
Investment	Gross Rate§ p.a.	AER†%
£5,000+	Current Previous 3.05 -	Current 2.57

Postal Bonus Saver (Issue 2) (Rate below includes a bonus of 1.51% (fixed) available until 31st January 2013)
Investment	Gross Rate§ p.a.	AER†%
£5,000+	Current Previous 3.01 -	Current 2.64

Postal Bonus Saver (Issue 3) (Rate below includes a bonus of 1.51% (fixed) available until 28th February 2013)
Investment	Gross Rate§ p.a.	AER†%
£5,000+	Current Previous 3.01 -	Current 2.76

Postal Access Saver
Investment	Gross Rate§ p.a.	AER†%
£5,000+	Current Previous 3.05 -	Current 3.09

Postal Access Account
Investment	Gross Rate§ p.a.	AER†%
£1,000+	Current Previous 2.90 -	Current 2.90

Postal Base Rate Tracker Bond
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £1,000+	Current Previous 2.50 -

Investment	Gross Rate§ p.a. /AER†%
Monthly Interest £1,000+	Current Previous 2.25 -

Premium Gold
Investment	Gross Rate§ p.a. /AER†%
£1+	Current Previous 0.25 0.50

RegularSaver
Investment	Gross Rate§ p.a. /AER†%
£20+	Current Previous 3.05* 3.05*

* Includes 3% Bonus payable annually on 1 March (provided you maintain your monthly payments and make no more than one withdrawal per Bonus period. Each Bonus period is from 1 March to 28 February (29 February in a leap year))

Special Notice Shares (1st Issue)
Investment	Gross Rate§ p.a. /AER†%
£2,500+	Current Previous 6.30 6.30

Unlimited Access Account (Issue 1)
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £100+ £1+	Current Previous 2.75 3.00 0.05 0.05

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £100+ £1+	Current Previous 2.50 2.75 0.05 0.05	Current Previous 2.53 2.78 0.05 0.05

Unlimited Access Account (Issue 2)
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £100+ £1+	Current Previous 2.75 3.00 0.05 0.05

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £100+ £1+	Current Previous 2.50 2.75 0.05 0.05	Current Previous 2.53 2.78 0.05 0.05

Unlimited Access Account (Issue 3)
Investment	Gross Rate§ p.a. /AER†%
Annual Interest £100+ £1+	Current Previous 2.75 - 0.05 0.05

Investment	Gross Rate§ p.a.	AER†%
Monthly Interest £100+ £1+	Current Previous 2.50 2.53 0.05 0.05

YoungSaver
Investment	Gross Rate§ p.a. /AER†%
£10+	Current Previous 1.50 1.75

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§ Gross means the rate of interest payable before the deduction of income tax at the rate specified by law. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. ** Tax-free means that interest payable is exempt from income tax. ISAs are available to individuals aged 16 and over who are resident and ordinarily resident in the UK for tax purposes.

Interest is paid annually unless stated otherwise. Any changes in variable interest rates will be published in at least two daily national newspapers from the following list: The Times, The Daily Telegraph & Daily Mail.

Rate details of closed issue fixed rate accounts where the rate is still fixed have not been included in the summary. The following accounts track the Bank of England Base Rate: Tracker ISA, Tracker Saver (Issues 2 to 7), Danum Tracker, Trent Tracker, Beacons Tracker, Dragon Tracker and Tracker Gold.

~ With effect from 1.4.2001 the following former notice accounts (now instant access) were re-named Capital Instant:
Annual Interest – Golden Flexi Plus, High Yield Term Shares, Capital Access, Extra Special Bonus Shares, Premium Shares, Super Saver, Special Bond Shares, Select Notice Shares, Special Notice Shares (2nd issue) and Capital Accumulator.
Monthly Interest – High Yield Term Shares (monthly), Monthly Interest Shares, Extra Special Bonus Shares (monthly) and Capital Interest.

Leeds Building Society is a member of the Building Societies’ Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000, compensation may be available if the Society cannot meet its liabilities in respect of this product, please see the General Investment Terms and Conditions for full details.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

The Society is authorised and regulated by the Financial Services Authority and our FSA registration number is 164992.