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Savings & Investments

Postal Accounts
Interest Rates and Key Features

Rates correct as at 1 February 2012.

Our Postal accounts offer competitive rates with the convenience of running them from your own home.

These are postal accounts and cannot be opened or operated via our branch network.

Click on the full details icon to see the full details of the account.

Postal Max Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£150,000+
£100,000+
£25,000+
£2,500+
Current
Previous
2.25
2.50
2.10
2.35
2.00
2.25
1.90
2.15
 Access is limited to two withdrawals of a minimum of £100 per calendar year, without notice or loss of interest, subject to the minimum balance of £2,500 being maintained. If a third withdrawal is required during the calendar year, your account will be closed. Cash transactions are not permitted.

Annual:
Interest is paid annually on 31 January. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £2,500. Maximum investment and operating balance £1,000,000 (2,000,000 for joint accounts).
Albion 30 (Annual Interest) Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£25,000+
£5,000+
Current
Previous
2.45
2.70
2.40
2.65
2.30
2.55
2.25
2.50
 Unlimited withdrawals of a minimum of £100 are permitted without loss of interest providing you give 30 days written notice subject to the minimum operating balance of £5000 being maintained. Withdrawals without 30 days notice are subject to 30 days loss of interest. Cash transactions are not permitted.

Annual:
Interest is paid annually on 1 June. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Albion 30 (Monthly Interest) Full Details
Investment Current Rate % Previous Rate Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£25,000+
£5,000+
Gross§
AER†
2.20
2.22
2.15
2.17
2.05
2.07
2.00
2.02
Gross§
AER†
2.45
2.48
2.40
2.43
2.30
2.32
2.25
2.27
 Unlimited withdrawals of a minimum of £100 are permitted without loss of interest providing you give 30 days written notice subject to the minimum operating balance of £5000 being maintained. Withdrawals without 30 days notice are subject to 30 days loss of interest. Cash transactions are not permitted. Monthly:
Interest is paid monthly on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the society.
Minimum investment and operating balance £5,000. Maximum investment and operating balance £1,000,000 (2,000,000 for joint accounts).
§ Gross means the rate of interest payable before the deduction of income tax. The tax treatment depends on the individual circumstances of each customer and may change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies’ Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000, compensation may be available if the Society cannot meet its liabilities in respect of this product, please see the General Investment Terms and Conditions for full details.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website atwww.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

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